Content Uploaded by: Kecia Rust

June 15, 2016 by Kecia Rust | No Comments
Tafelberg slider 2016.06.13

Photo: Mary-Anne Gontsana The challenge of managing and putting to best use state property assets has been put into sharp focus with the recent debate over the Tafelberg property in Sea Point, Cape Town. At issue is whether (and how) state land should be used to further objectives of social integration, so critical to the transformation of our society and our capacity to overcome our apartheid legacy of spatial segregation. The problem (and opportunity), in this case, is that the land is valuable – extremely so. How can this value be used towards the benefit of the province so that…

March 11, 2016 by Kecia Rust, UN Habitat | No Comments
Screenshot_041116_122329_PM

Our Executive Director, Kecia Rust, gave a the fifth lecture, titled Extending Access to Housing Finance across Africa, for the third season of  UN Habitat‘s Global Urban Lecture Series. SYNOPSIS If cities are built the way they are financed (Renaud, 1984), then Africa’s cities are set to change. Innovation in housing finance – in terms of products, players, and approaches, not to mention target markets – is a key feature across the continent, creating new opportunities for investment and delivery. As both local and international investors chase growth opportunities in a sluggish global economy, they are employing diversification strategies to manage the…

January 18, 2016 by Kecia Rust | No Comments
number of days and cost to register a commercial property 2015

This blog is drawn from the Housing Finance in Africa Yearbook 2015. Author: Kecia Rust If cities are built the way they are financed (Renaud, 1984), then Africa’s cities are set to change.  Innovation in housing finance –in terms of products, players, and approaches, not to mention target markets – is a key feature across the continent, creating new opportunities for investment and delivery.  As both local and international investors chase growth opportunities in a sluggish global economy, they are employing diversification strategies to manage the risks of their traditional targets – and in this, residential property is increasingly becoming an option. …

August 5, 2015 by Kecia Rust | No Comments
Financial Inclusion: Image 1

Housing and banking go together. It stands to reason: a family’s house is likely to be the most significant investment they will make in their lifetime. It is expensive, and as a lump sum, beyond most households’ capacity to pay. To save up is unrealistic: a household needs to have somewhere to live before they’ve saved the full amount that the house in which they live would cost to buy. And so, the mortgage loan was invented. As a straightforward instrument, the mortgage loan enables a household to buy, and live in now, a house that they then pay for…